Insurance Services for Personal and Commercial Needs

Insurance needs vary depending on what you own, what you drive, or how your business operates. A homeowner has different concerns from a contractor, and a company with commercial vehicles faces different risks from someone insuring a personal car.

A Plus Insurance Agency is a full-service insurance agency with 18 years in business, serving personal and commercial clients. We offer a broad range of coverage options, including auto, home, flood, business, professional liability, commercial auto, workers' compensation, and bonds.

Explore our main insurance services below to find the category that fits your needs.

Personal Insurance

Your home, vehicles, property, and recreational assets can each require a different type of protection. Our personal insurance options cover a variety of everyday and specialized needs.

We offer homeowners insurance, flood insurance, excess flood insurance, earthquake insurance, rental property insurance, vacant property insurance, builders risk insurance, and renovation insurance.

Vehicle and recreational coverage options include auto insurance, motorcycle insurance, boat insurance, yacht insurance, jet ski insurance, RV and travel trailer insurance, ATV insurance, and golf cart insurance.

Our individual service pages provide more information about each coverage category so you can focus on the insurance relevant to the property or vehicle you want to protect.

General Liability Insurance

Contractors regularly perform work in environments where property damage, injuries, and other liability concerns may arise. General liability coverage can help businesses address certain risks associated with their work and interactions with third parties. A Plus Insurance Agency offers general liability insurance options for electricians, plumbers, roofers, masonry contractors, concrete contractors, and framers.

Because the work performed by each trade is different, we have dedicated pages covering the insurance needs of these individual contractor categories.

Professional Liability Insurance

Not every business risk involves physical property. Companies and professionals may also face concerns related to services, employment practices, management responsibilities, or technology.

Our professional liability insurance services include Employment Practices Liability Insurance (EPLI), Errors & Omissions Insurance (E&O), Cyber Insurance, and Directors & Officers Insurance (D&O).

Each coverage serves a different purpose. Businesses can explore the individual service pages to learn which type of professional liability coverage may be relevant to their operations.

Commercial Auto Insurance

Vehicles used for business purposes can have insurance considerations that differ from personal vehicles. A company may rely on one work truck or operate several vehicles as part of its everyday activities.

Our commercial auto insurance options include service truck insurance, dump truck insurance, fleet vehicle insurance, and food truck insurance.

These dedicated coverage categories make it easier for businesses to focus on the type of vehicles they operate and how those vehicles support their work.

Bonds

Certain businesses, projects, or activities may require a specific bond. A Plus Insurance Agency provides performance bonds, lottery bonds, and alcohol bonds.

Each type of bond addresses a different requirement. If you have been asked to obtain a bond, knowing the exact bond required can help you begin the quote process with the appropriate information.